Necessary paperwork for a mortgage applicationThis is a list of documents to gather before you contact a mortgage lender.ChecklistW-2 forms from the previous two years.Federal tax returns from the previous two years.Recent paycheck stubs.A complete list of your creditors, such as credit cards, student loans, car loans and child support payments, along with minimum monthly payments and balances.Investment records including mutual fund statements, real estate and automobile titles, stock certificates and records of any other investments or assets.Canceled checks for your rent or mortgage payments. advertisementRelated Links:Interest Rate RoundupThere's no free lunch when refinancingU.S. home prices show signs of lifeRelated Articles:Save your condo communityRates near record lowRate Trend Index
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused. We do not permit the inclusion of hyperlinks in comments and may remove any comment that includes a hyperlink.
Timely market news and advice for consumers ready to buy, sell or invest in real estate. Delivered weekly.
The conforming loan limit will stay at $417,000 for one-unit properties in most U.S. counties, the Federal Housing Finance Agency said Wednesday.
... Read more