Necessary paperwork for a mortgage applicationThis is a list of documents to gather before you contact a mortgage lender.ChecklistW-2 forms from the previous two years.Federal tax returns from the previous two years.Recent paycheck stubs.A complete list of your creditors, such as credit cards, student loans, car loans and child support payments, along with minimum monthly payments and balances.Investment records including mutual fund statements, real estate and automobile titles, stock certificates and records of any other investments or assets.Canceled checks for your rent or mortgage payments. advertisementRelated Links:Interest Rate RoundupThere's no free lunch when refinancingU.S. home prices show signs of lifeRelated Articles:Save your condo communityRates near record lowRate Trend Index
If you're purchasing or refinancing, it's a great time to lock in a rate.
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