Financial Literacy 2007 - Credit cards
credit cards
Credit report mistakes

A 2004 study by the U.S. PIRG -- federation of state Public Interest Research Groups -- found that one in four adults have serious errors on their credit reports. Not small errors either. The Fair Credit Reporting Act requires credit-reporting agencies to fix these mistakes, but it will take some work on your part. Use this work sheet to assist you.

Checklist

Here's a form letter for you to use.

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Product Rate Change Last week
Balance Transfer Cards 15.75%  0.02 15.77%
Cash Back Cards 16.45%  0.03 16.48%
Low Interest Cards 10.96% --0.00 10.96%
 
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