Financial Literacy 2007 - Budgeting
smart spending
Creating a family budget

Spending plan work sheet

   Spending plan
 
Instructions:1.Calculate monthly net income in box 1
2.Estimate monthly expenses (sum of fixed (2a), controllable (2b) and monthly portion of periodic expenses (2c)
3.Compare income and expenses and make adjustments

3. Compare income & expenses
Net monthly income $___________
Estimated expenses: 
Fixed......................$___________
 
Controllable............$___________
 
Periodic..................$___________
 
(monthly portion)
 
 minus$___________
 Balance$___________
 

Reproduced with the permission of Michigan State University Cooperative Extension

 Downloadable PDF

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