Spending plan work sheet Spending plan Instructions:1.Calculate monthly net income in box 12.Estimate monthly expenses (sum of fixed (2a), controllable (2b) and monthly portion of periodic expenses (2c)3.Compare income and expenses and make adjustments2a. Fixed expenses Housing Rent or mortgage$______________Insurance/taxes*$______________ Utilities Telephone$______________Heating$______________Electricity$______________Trash/garbage$______________Water$______________Sewage$______________Cable$______________Other: ______________________$______________Credit card payments ______________________________$____________________________________________$____________________________________________$____________________________________________$____________________________________________$______________Auto Loan payment$______________Insurance*$______________License$______________Child support/alimony$______________Life insurance*$______________Other ______________________________$____________________________________________$____________________________________________$______________Total monthly estimated Fixed expenses$______________*Monthly portion of premiums in NOT paid by employer OR automatically deducted from your paycheck OR listed with your periodic expenses on Page 2. Reproduced with the permission of Michigan State University Cooperative Extension Downloadable PDF
Reproduced with the permission of Michigan State University Cooperative Extension
Downloadable PDF
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