Questions to ask about auto insuranceAsk yourself these questions when shopping for auto insurance: Discounts Does your company offer any kind of discounts?______________________ These are some common auto insurance premium offsets:Being a safe driver: If you've gone several years with no accidents or tickets, you could get a break on the cost of insurance.Safety features such as daytime running lights, airbags or anti-lock brakes.Having more than one car on your policy.Defensive driving course for seniors or teens.Good student discount for college students who maintain a certain grade point average.Customer service How do you get in touch with the company?______________________ Is there a local agent?______________________Will the company send someone out to see you?______________________Does it have a 1-800 number and a Web site?______________________Coverage you need What is the minimum required coverage in your state?______________________ How much is your car worth?______________________How old is it?______________________ Experts recommend skipping collision and comprehensive if you have an old car. How much of a deductible would you be able to afford?______________________What is the most liability coverage you can afford?______________________View worksheet archive advertisementRelated Links:Video: What are your wheels worth?Should I avoid auto loan debt?National auto loan ratesRelated Articles:Shop auto ratesGood time to buy a Toyota?Lost a job? Refi car loan
Questions to ask about auto insurance
Discounts Does your company offer any kind of discounts?______________________
These are some common auto insurance premium offsets:
Customer service How do you get in touch with the company?______________________
Is there a local agent?______________________
Will the company send someone out to see you?______________________
Does it have a 1-800 number and a Web site?______________________
Coverage you need What is the minimum required coverage in your state?______________________
How much is your car worth?______________________
How much of a deductible would you be able to afford?______________________
What is the most liability coverage you can afford?______________________