Car insurance questions

Discounts
Does your company offer any kind of discounts?______________________

These are some common auto insurance premium offsets:

• Being a safe driver: If you've gone several years with no accidents or tickets, you could get a break on the cost of insurance.
• Safety features such as daytime running lights, airbags or anti-lock brakes.
• Having more than one car on your policy.
• Defensive driving course for seniors or teens.
• Good student discount for college students who maintain a certain grade point average.

Customer service
How do you get in touch with the company?______________________

Is there a local agent?______________________

Will the company send someone out to see you?______________________

Does it have a 1-800 number and a Web site?______________________

Coverage you need
What is the minimum required coverage in your state?______________________

How much is your car worth?______________________

• How old is it?______________________
  Experts recommend skipping collision and comprehensive if you have an old car.

How much of a deductible would you be able to afford?______________________

What is the most liability coverage you can afford?______________________