6 ways to sabotage savingsDon't have a budgetIndulge in your whimsSplurge on giftsBuy a gas-guzzling SUVRely on credit for emergenciesSkip routine maintenanceDon't have a budgetWalk on the wild side and squander every penny that finds its way into your grubby mitts. After all, you might be squashed by a falling piano tomorrow as you walk down the street and then all of this hypothetical hoarding and penny pinching would have been wasted. So why start? Of course, you could accidentally live to a ripe old age or maybe even decide to start a family, buy a car, break a leg or catch a cold. But why plan for the unexpected? There's a lot to be said for spontaneity. What's your experience with saving for an emergency fund? Do you have a surplus? Deficit? Share your story.-- Posted: July 23, 2007 advertisementRelated Links:Liquidity fears? Check out no-penalty CDsFame & Fortune: Kristen BellIRA withdrawal endangers retirementRelated Articles:Q&A: Mario LopezDodging a $27 million taxThe $52,000 lunch
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