Exclusives

• Bankrate's 2008 Checking Study
  The 2008 study reports another record-high year for fees on everything from ATM use to bounced checks.
• Bankrate's 2008 CD Study
  Can you get a better yield on a CD online or through a traditional bank? See Bankrate's exclusive research.
• Bankrate's 2008 Cash-back credit cards study
  Bankrate compared the cash-back reward programs of 30 of the most popular credit cards. Find the best one for your spending style.
• Bankrate's 2007 Gift Card Study
  Bankrate.com's exclusive survey of gift cards shows that issuers offer plenty of choices for consumers.
• Bankrate's 2007 Checking Study: Fees rise again
  Americans are paying more at ATMs, for bounced checks and to earn interest on checking accounts. Beat the fees!
• Bankrate's Fall 2007 Debit Card Study
  Our Fall 2007 Debit Card Study shows free rewards programs lag in benefits, and fee-based programs give better rewards.
• 2007 closing costs study
  New York still tops the list of Bankate's annual study as the state with the highest closing costs. See where yours ranks.
• 2007 passbook/statement savings study
  Bankrate's semiannual survey of passbook savings accounts and statement savings accounts reveals interest rates are shrinking.
• 2007 check card study
  Bankrate's exclusive survey shows that check cards continue to be a good choice for consumers.
• CD early withdrawal penalties
  Certificates of deposit are thought of as an absolutely safe investment, but withdraw early and you could lose principal, our study finds.

Special sections

• Giving the gift of charity
  Feeling generous? The holiday season is a perfect time for philanthropy. But before spending money or time, take a look at our guide to giving.
• Get a jump on Santa, start saving now
  Don't let the holidays catch you by surprise. Plan now for the expenses and avoid being snowed in by bills until spring.
• Save on back-to-school shopping
  Tax holidays lead the way for being thrifty while getting the kids ready for school.
• Here come the fees
  Check out this roundup of fees charged by banks, credit card companies and lenders to see what's average and how to avoid paying them.
• 7 experts' 7 top tips for '07
  Bankrate's columnists reviewed the landscape in their respective areas of expertise to offer readers their 7 top tips for 2007.
• Survivor's guide to ARM resets
  A flood of teaser-rate adjustable-rate mortgages will reset their rates in the coming years, causing higher, sometimes unaffordable payments. This special section offers guidance to homeowners confronting the problem.
• Subprime mortgage industry meltdown
  Take an in-depth look at how the subprime mortgage industry rose and fell.
• Child ID theft
  A stolen identity can cause big problems when a child grows up.
• Money tips for servicemen
  As if U.S. military personnel and veterans didn't have enough to worry about these days, problems on the home front have left millions of them vulnerable to identity theft.
• Investmental illness: A guide to getting well
  If markets are rational, they sure are composed of a lot of irrational people who are driven by fear and greed.

Exclusives calendar

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