debt
Debt Management Basics: Chapter 5 quiz

If you think you've mastered the material in this chapter, take our quiz. After you click the ''submit'' button, the answers will appear below.

  1. With a Chapter 7 bankruptcy:

    The filing will stay on your credit report for seven years.
    Before you file, you must pass a "means test" to qualify.
    You get to reschedule and extend secured debts over the life of your repayment plan.


  2. True or false: Even after bankruptcy you can get credit cards easily.

    True
    False


  3. Which of the following is not a good tip for rebuilding credit after a bankruptcy?

    Get a credit card.
    Pay in cash.
    Buy a car.


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Home Equity Averages
Product Rate +/- Last week
30K HELOC
5.29%
5.27%
30K Home Equity Loan
8.36%
8.32%
50K HELOC
5.02%
4.99%
75K Home Equity Loan
8.35%
8.14%
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