Additional resources7 of 7Credit counseling or debt settlement?Pros, cons of debt reliefDebt plan hurts creditManage or settle debtFighting debt collectionGet my credit report?Dealing with old debts advertisementRelated Links:Nightmarish consequences for $15 overdraft 8 smart ways to spend a hefty windfallStudent loans available after bankruptcyRelated Articles:The simple art of budgetingThe secrets of budgetingCreating an emergency fund
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Dear Debt Adviser, Recently, a collector called me about an unpaid debt from 2002. She threatened to garnish my husband's wages by 25 percent and "1099" us when we file our taxes. She said we could settle by paying $1,500... Read more