Managing Debt
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5 overlooked ways to curb credit card debt

Redeem existing rewards
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Redeem existing rewards

Have some cash-back or rewards credit cards in your wallet? Check your earnings level online or call your issuer to see if you have enough points or cash-back dollars to redeem. If you have enough, convert those earnings to cash or gift cards you can use in place of cash for items or services you would buy anyway.

While you're likely going to reap small savings, using up rewards in this way frees up more money you can apply to your credit card debt.


 

 

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