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5 overlooked ways to curb credit card debt

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Connecting with other people in debt may yield not only emotional support, but also up-to-the-moment frugal tips and debt reduction strategies directly from other folks in your situation. You can find debt buddies conveniently online.

"Google some debt support forums or visit some large personal finance sites that have forums," says Clark.

If you're having a hard time not using your credit cards, reach out to a nonprofit credit counseling agency. At the very least, you'll get a free budget analysis from a professional.

"More than 75 percent of the people that call our agency really just need some spending plan advice," says Thomas Fox, the community outreach director at Cambridge Credit Counseling.


 

 

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