Follow Us: Google+
 
Bankrate.com

Managing Debt
Woman working on papers
debt
5 overlooked ways to curb credit card debt

Get in touch
Next
5 of 7
Back
Get in touch

Connecting with other people in debt may yield not only emotional support, but also up-to-the-moment frugal tips and debt reduction strategies directly from other folks in your situation. You can find debt buddies conveniently online.

"Google some debt support forums or visit some large personal finance sites that have forums," says Clark.

If you're having a hard time not using your credit cards, reach out to a nonprofit credit counseling agency. At the very least, you'll get a free budget analysis from a professional.

"More than 75 percent of the people that call our agency really just need some spending plan advice," says Thomas Fox, the community outreach director at Cambridge Credit Counseling.


 

 

advertisement

Show Bankrate's community sharing policy
            Connect with us
Compare Home Equity Rates



advertisement
Most Read
  1. Headlight requirements by state
  2. Nick Nolte's house for sale
  3. 8 eerie ghost towns
  4. 7 sedans for the young at heart
  5. Social Security traps to avoid
  6. 8 affordable, classic cars for retirees
  7. 10 cars for a midlife crisis
  8. 7 Social Security benefits
  9. 9 gas-only, fuel-efficient cars
  10. Top 10 states for foreclosure
Home Equity Averages
Product Rate +/- Last week
$30K HELOC
4.99% 5.00%
$30K home equity loan
6.17% 6.19%
$50K HELOC
4.56% 4.56%
$75K home equity loan
5.94% 5.98%
View rates in your area:
Which is a better way to pay $5,000: a credit card balance transfer or a bank loan?
advertisement
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.