2010 Credit Card Guide
Credit card guide: Woman's hand holding blue credit card on peach background
credit cards
Why do you apply for a credit card?

Why are you looking for a new card?
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Survey results
  • Looking for a card with better rewards/perks: 29%
  • Looking for a better interest rate: 24%
  • Looking to transfer a balance: 10%
  • Looking for fewer fees/better terms: 19%
  • Unhappy with customer service: 14%
  • Unhappy with account management features: 5%
  • Need additional credit: 5%
  • Don't currently have a credit card: 5%

Rewards are still the primary reason people use credit cards, and reward programs may be the new battleground for card issuers looking to snag new customers. When comparing rewards programs, be sure you can meet the criteria within the time frame to make it worthwhile.




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Product Rate Change Last week
Balance Transfer Cards 16.24%  0.02 16.22%
Cash Back Cards 16.55%  0.01 16.54%
Low Interest Cards 11.59% --0.00 11.59%
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