2009 Gift Card Study
credit cards
Visa gift card

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Visa
TermsVisa
Monetary unitsU.S. Bank: $25 to $500.
DeliveryU.S. Bank: $6.95 first-class (7-10 business days); $15.95 express (3-5 business days).
FeesVisa gift card fees vary by issuer. Key Possibilities: $3.95 card issuance fee; $1 ATM withdrawal/cash advance fee; $0.25 ATM balanace inquiry; $9.95 refund processing fee. A $2.50 monthly maintenance fee will be charged against any unused balance on the card beginning 12 months after the date the card was issued/purchased, or one month after the expiration date, whichever comes first.
ExpirationU.S. Bank: Gift card does expire and is indicated on the front of the card except where prohibited or modified by applicable law.
RedeemableThe U.S. Bank Visa Gift Card can be used to make purchases everywhere Visa debit cards are accepted.
NotesVisa gift cards are issued by many financial institutions and partners and fees and specific features vary. U.S. Bank: Several card designs to choose from. Several other online/branch providers, but they state that they can only be purchased by current customers. E-cards available.

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Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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