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What to ask before taking credit cards overseas

Credit Cards » What To Ask Before Taking Credit Cards Overseas

Does my card help book travel plans?
Does my card help book travel plans? © Warren Goldswain/Shutterstock.com

Does my card help book travel plans?

Have you always wanted your own personal assistant? Well, ring the butler bell because your credit card might have just that. A credit card's concierge service can be a powerful planning tool when you're on a trip.

They may help find you a cheap flight, get you airport lounge access or set up hotel accommodations. Some have multilingual staff members or use translation services, which can be a huge advantage if a language barrier is tripping up your attempts to make hotel accommodations or reservations in a foreign country.

However, many concierge services come with a price: The American Express Platinum Card has a $450 annual fee. For a $95 annual fee, the JP Morgan Select Visa Signature card offers a concierge service that can find last-minute hotel rooms and show tickets, JP Morgan Chase spokesman Rob Tacey says. It can even locate and buy artwork after you've left the gallery.

Looking for a no-fee option? Check out the Citi Diamond Preferred card.

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