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5 strategies to avoid credit card fees

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3. Fees for paper statements
3. Fees for paper statements | JJ Studio/Shutterstock.com

3. Fees for paper statements

Some credit cards now charge $1 each statement period if you want a statement snail-mailed to you, rather than emailed.

So why not go green and opt for online-only statements? Make sure to save each month's statement on your computer so you have a digital "file cabinet" in case you ever need to consult an old bill.

One cautionary note: When you're first making the transition from paper to digital, you may miss the visual trigger you used to get from the bill, and that could lead to a late or missed payment. Also, if the card issuer's email fails to reach you or winds up in your junk folder, it's still your responsibility to pay on time, says Linda Sherry, spokeswoman for advocacy group Consumer Action.

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Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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Credit Card Blog

Martha C. White

5 credit card fees you can easily avoid

Credit card costs can add up. These strategies can bring down the price of plastic.  ... Read more


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