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Restaurant gift cards

Compare Gift Cards » Restaurant Gift Cards

Whether you're planning on stuffing it in a stocking or tucking it under a tree, the gift card is a go-to idea for many a harried shopper.

But what kind of gift card should you get for Aunt Sally or cousin Mike? That's where Bankrate comes in. Using data we collected from Aug. 27 to Sept. 11, 2014, we looked at the terms and features of 62 different gift cards, including general purpose cards, store-branded retail cards, restaurant cards, airline cards and gas station cards.

Using the chart below, you can compare these cards to find out the one that suits your needs based on factors such as the amount you can put on the card to any fees it costs to buy one. This way, everyone comes out a winner this season.

Select card features:
  • Expires
  • Inactivity fee
  • PIN available
  • Reloadable
  • Loss/theft protection
  • Mobile/e-card
  • Free shipping
  • Purchase fees
  • Online balance check

  • Brinker Restaurants (Chili's, Romano's Macaroni Grill, On The Border, Maggiano's)
    Loading limits: GC: $10-$100 E-card: $5-$100
    • Brinker Restaurants cannot be held responsible for lost or stolen cards, however, if you have proof of purchase, contact customer care for assistance. If Brinker Restaurants finds your gift card has not been redeemed or has some remaining value, Brinker Restaurants can cancel the original and issue you a new gift card for that value.
    • Shipping: $1.95
  • Darden Restaurants (Red Lobster, Olive Garden, Longhorn Steakhouse, Seasons 52)
    Loading limits: $10-$1,000
    • Gift card, reloadable; e-card, not reloadable.
    • Loss/theft protection not available for gift card; available for e-card.
    • Shipping Fee: $1.95
    • Restaurant gift card breakdown:
      Darden: GC - $10-$250 / E-card - $25-$250
      Olive Garden: GC - $25-$250 / E-card: $25-$250
      Longhorn: GC - $10-$250 / E-card - $25- $250
      Bahama Breeze: GC - $10-$250 / E-card - $25-$250
      Capital Grille: GC - $50-$1,000 / E-card - $50-$1,000
      Seasons 52: GC - $50-$1,000 / E-card - $50-$1,000
      Eddie V's: GC - $50-$1,000 / E-card - $50-$1,000
      Yard House: GC - $10-$250 / E-card - $50-$250
  • McDonald's
    Loading limits: $5, $10, $25, $50
  • OSI Restaurants (Outback Steakhouse, Carrabba's, Fleming's)
    Loading limits: $5-$250
    • Card is handled by a 3rd party. Website says "treat card as cash."
  • Panera Bread
    Loading limits: $2-$200
    • Gift card, reloadable; e-card, not reloadable.
    • Can use mobile device as long as number is visible.
  • Pizza Hut
    Loading limits: GC: $10, $20 E-card: $10-$200*
    • E-card may need to be printed depending on location/franchise.
  • Starbucks
    Loading limits: GC: $15, $25, $50, $100. E-card: $5, $10, $15, $20
    • Buying a card in-store: Any amount between $5-$500 (including change).
    • Adding a special greeting for a card can be a $2.95 fee.
    • Starbucks allows customers to turn in a newly given card for the amount on the card.
    • E-reloads can be done through the Starbucks app once card(s) are connected.
    • E-cards can be used in-store with the Starbucks app (must be connected to the app, as stated above) or printed.
  • Taco Bell
    Loading limits: $10, $20
    • Purchase in store or at stores that carry multiple gift card types.
    • Cards purchased in other stores that carry multiple business cards have reloadable Taco Bell cards.
    • Cards purchased in other stores that carry multiple business cards may have a purchase fee.



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