credit cards

Credit card interest rates for July 28, 2011

Interest Rate Roundup
Credit card rate graph
Find the best credit card offers available.

Credit Cards

  • 13.36% (all fixed)
  • 14.4% (all variable)

Credit card rates were unchanged from last week, according to Bankrate's latest survey of interest rates. The average APR for variable-rate credit cards stayed steady at 14.4 percent. The fixed rate, which hasn't changed all year, remained at 13.36 percent.

A study from TransUnion Wednesday showed that consumers made $72 billion more in credit card payments than purchases from the first quarter of 2009 to the same time in 2010. That refutes a belief in the industry that credit card debt fell because lenders closed more delinquent accounts. The study also showed that the average credit card debt per borrower hit a 10-year low in the first quarter of this year.




Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.67% --0.00 15.67%
Cash Back Cards 16.36%  0.01 16.35%
Low Interest Cards 10.87% --0.00 10.87%

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.



Jeanine Skowronski

Possible Goodwill data breach

Goodwill Industries International says it’s investigating a possible breach of customer credit card information.  ... Read more

Partner Center

Connect with us