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Credit card interest rates for July 28, 2011

Interest Rate Roundup
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Credit Cards

  • 13.36% (all fixed)
  • 14.4% (all variable)

Credit card rates were unchanged from last week, according to Bankrate's latest survey of interest rates. The average APR for variable-rate credit cards stayed steady at 14.4 percent. The fixed rate, which hasn't changed all year, remained at 13.36 percent.

A study from TransUnion Wednesday showed that consumers made $72 billion more in credit card payments than purchases from the first quarter of 2009 to the same time in 2010. That refutes a belief in the industry that credit card debt fell because lenders closed more delinquent accounts. The study also showed that the average credit card debt per borrower hit a 10-year low in the first quarter of this year.




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Product Rate Change Last week
Balance Transfer Cards 15.75%  0.02 15.77%
Cash Back Cards 16.45%  0.03 16.48%
Low Interest Cards 10.96% --0.00 10.96%
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