credit cards

The most vulnerable credit cards in your wallet

Credit Cards » The Most Vulnerable Credit Cards In Your Wallet

Protect yourself
Previous
6 of 6
Next
Protect yourself © Stokkete/Shutterstock.com

Protect yourself

Unfortunately, all the card security in the world doesn't guarantee your payment method -- and your personal information -- won't be compromised.

"Consumers can never be certain that merchants or other businesses that accept cards are completely secure," Pascual says. "It's much like Russian roulette in that regard." As such, customers should still take steps to protect themselves, no matter what cards are in their wallet.

"Pay attention to your statements," says Robert Siciliano, identity theft expert at BestIDTheftCompanys.com. At a minimum, he suggests reviewing paper statements every month and online statements weekly.

You can also monitor your credit report if you think financial and/or personal information was compromised. And sign up for the aforementioned alerts from your issuer so you can spot suspicious charges as soon as they are made.

"Any time there is a significant charge made, I get an email," Siciliano says. "Any card-not-present transaction, I get a text. You can do that with most of your credit cards."

If you do discover your card was lost, stolen or otherwise breached, call your issuer and have the card replaced as soon as possible to minimize the hassle of disputing unauthorized charges.

Previous
6 of 6
Next

Top 0% APR Card Offers

The best 0% APR credit cards for you may be a click away. Check out card offers from our Bankrate.com partners.

See Card Offers

advertisement

Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.73% --0.00 15.73%
Cash Back Cards 16.43% --0.00 16.43%
Low Interest Cards 10.98% --0.00 10.98%
 
Search
advertisement
CREDIT CARDS WEEKLY NEWSLETTER
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.

advertisement

Credit Card Blog

Jeanine Skowronski

Data breach alert: CurrentC

Bad news for the Apple Pay rival: Hackers have obtained pilot program users' email addresses.  ... Read more

Partner Center
advertisement

Connect with us