Unfortunately, all the card security in the world doesn't guarantee your payment method -- and your personal information -- won't be compromised.
"Consumers can never be certain that merchants or other businesses that accept cards are completely secure," Pascual says. "It's much like Russian roulette in that regard." As such, customers should still take steps to protect themselves, no matter what cards are in their wallet.
"Pay attention to your statements," says Robert Siciliano, identity theft expert at BestIDTheftCompanys.com. At a minimum, he suggests reviewing paper statements every month and online statements weekly.
You can also monitor your credit report if you think financial and/or personal information was compromised. And sign up for the aforementioned alerts from your issuer so you can spot suspicious charges as soon as they are made.
"Any time there is a significant charge made, I get an email," Siciliano says. "Any card-not-present transaction, I get a text. You can do that with most of your credit cards."
If you do discover your card was lost, stolen or otherwise breached, call your issuer and have the card replaced as soon as possible to minimize the hassle of disputing unauthorized charges.