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Miles by Discover

Credit Cards » Credit Card Rewards Survey » Miles by Discover

Bankrate's 2013 Credit Card Cash-Back Rewards Survey included Miles by Discover. With Miles by Discover, rewards can be redeemed via direct deposit or statement credit.

Miles by Discover

Annual fee$0
Intro bonus12,000 Bonus Miles: 1,000 each month you make a purchase in your first 12 months.
Reward formulaGet double miles on your first $3,000 in travel and restaurant purchases each year, plus 1 mile for every $1 you spend on all other purchases.
Cash-back ratio*1% (2% on first $3,000 in annual travel and dining)
Expiration period on rewardsNone
Intro purchase APR0%
Intro purchase APR length6 months
APR10.99%-22.99%
Notes:
  • Redeem for a direct deposit into a bank account or statement credit for 10,000 miles = $100.

*The cash-back ratio lists the rate or rate of returns offered on transactions.

Bankrate.com examined 54 cash-back cards from 21 of the largest issuers. The survey was conducted April 8-18, 2013. Rewards are subject to change. Check with the institution for the latest information.

 

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