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2009 Gift Card Study
Blue background with 2 red cards reading "gift card $50" stacked on one another
credit cards
MasterCard gift card

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MasterCard
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TermsMasterCard
Monetary unitsKeyBank (Key Possibilities Prepaid Gift Card): $25 to $2,500. NetSpend All-Access MasterCard up to $10,000.
DeliveryN/A
FeesKey Possibilities: $3.95 card issuance fee; $1 ATM withdrawal/cash advance fee; $0.25 ATM balance inquiry; $9.95 refund processing fee. A $2.50 monthly maintenance fee will be charged against any unused balance on the card beginning 12 months after the date the card was issued/purchased, or one month after the expiration date, whichever comes first.
ExpirationKey Possibilities gift cards are valid until the "good thru" date shown on the face of the card.
RedeemableGift cards can be used anywhere that accepts MasterCard debit cards.
NotesKey Possibilities MasterCard gift card can be purchased at KeyBank branches. The maximum value that can be loaded to a Key Possibilities card for noncustomers is $500 a day.

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Credit Card Averages
Product Rate
Balance Transfer Cards 15.92%
Cash Back Cards 16.34%
Low Interest Cards 11.01%
Rewards Cards 15.80%
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Plastic Jungle, a gift card exchange site, said it's no longer buying or selling gift cards on its website.
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