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2009 Gift Card Study
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6 ways to get free gift cards

Rack 'em up -- points that is
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The site MyPoints.com offers Web surfers a way to garner points for shopping online, searching and taking surveys. Registration is free with MyPoints.com, and you earn extra points for booking online travel arrangements. MyPoints.com also offers grocery coupons according to your ZIP code and awards you points for clipping their coupons.

If you know you are going to be doing a lot of online shopping this year, it wouldn't hurt to earn some points that could get you a free gift card. Granted, you'll have to earn 3,500 points before you can get a $25 CVS card or 3,750 before you'll get one to Amazon.com, but they ship for free, which makes it easier.


 

 

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Credit Card Averages
Product Rate
Balance Transfer Cards 16.00%
Cash Back Cards 16.34%
Low Interest Cards 10.93%
Rewards Cards 15.80%
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Another study shows the imperfection of credit reporting. Almost 1 in 4 encountered problems with their credit reports.
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