How to get a free credit score

Credit Cards » How To Get A Free Credit Score

What you get: Score estimates across five different scoring models, including FICO and VantageScore, based on your credit report with TransUnion, one of the three major credit reporting agencies. The "Credit Report Card" analyzes your performance in the five major factors that make up scores, such as payment history and debt usage. You get both an explanation for each category and a letter grade, A through F. Subscribers can obtain a new report card every 30 days.

You don't get a full credit report, though, or exact scores. For a free and complete credit report, head to


Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 16.12%  0.05 16.07%
Cash Back Cards 16.45%  0.01 16.44%
Low Interest Cards 11.23%  0.02 11.21%
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.


Credit Card Blog

Jean Chatzky

Jean Chatzky: Synthetic ID theft rises

Synthetic ID theft is piecing together a new identity using a combination of real and fake information. It accounts for up to 85 percent of all fraud, the government says.  ... Read more

Partner Center

Connect with us