credit cards

How to get shopping deals from credit cards

Credit Cards » 5 Ways To Get More From Your Credit Cards

5 ways to get more from your credit cards
How to get shopping deals from credit cards

If you're a savvy shopper, you've probably figured out how to scope out the sales, score the deals and get goods and services for less.

However, you might be able to get even better deals using some of the credit cards that are already in your wallet. That's because some credit card issuers and payment networks offer special discounts to cardholders.

The specials vary, and the steps you take to get the deal may differ with each credit card.

You may have to start your online shopping at your card issuer's website before you go to the store sites you like to shop at, says Linda Sherry, director of national priorities for Consumer Action. You may have to register or enroll to get the deals, she says.

The issuer may also use social networking to deliver discounts, such as the recent partnership between American Express and Foursquare.

To find out what's available, visit your issuer's website and/or the payment network's site -- such as Visa or MasterCard -- periodically. Read those inserts that come with your bill, since they can alert you to special promotions.

If you have general credit cards affiliated with certain stores, using them when you shop at those venues can often earn you "preferential treatment," says Sherry. Frequently, "you can get some perks."


Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 16.22% --0.00 16.22%
Cash Back Cards 16.49%  0.07 16.42%
Low Interest Cards 11.44%  0.09 11.35%
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.


Credit Card Blog

Mitch Strohm

Will card fraud increase at the pump?

Fraudsters may be taking advantage of the lack of security at pay-at-the-pump card readers.  ... Read more

Partner Center

Connect with us