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How to get the most out of your electronic gift card

Get the most out of your gift
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Get the most out of your gift | Johnnie Davis/Moment/Getty Images

Get the most out of your gift

It doesn't get much more convenient.

With electronic gift cards, you don't even have to change out of your PJs to redeem them.

And since they live on your phone, tablet or computer, there's no more digging through a wallet or launching an archeological expedition into a purse to retrieve them.

You may have already received one -- about 1 in 5 gift cards are digital, according to the Retail Gift Card Association. But do you really know how to use an e-gift card?

If you want to get the most mileage out of your gift and protect yourself and your money, here are 6 things you need to know.

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