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First National Bank of Omaha Discover Card

Credit Cards » Credit Card Rewards Survey » First National Bank of Omaha Discover Card

Bankrate's 2013 Credit Card Cash-Back Rewards Survey included the First National Bank of Omaha Discover Card. With the First National Bank of Omaha Discover Card, rewards are redeemable in $25 increments.

First National Bank of Omaha Discover Card

Annual fee$0
Intro bonusNone
Reward formulaEarn up to 5% cash back on all qualifying purchases.
Cash-back ratio*0.5% up to $2,500; 1% between $2,500-$10,000; 5% between $10,000-$13,000
Expiration period on rewardsRebate rewards will expire on a first-in, first-out basis on or after the third anniversary of when they were awarded.
Intro purchase APR0%
Intro purchase APR length12 months
APR13.99%-19.99%
Notes:
  • There is no limit on the amount of rebate rewards that you can earn on qualifying credit card transactions during a qualification period; provided, however, there may be a limit to the amount of bonus rebate rewards that you can earn in connection with certain transactions and/or promotions during a qualification period.
  • Earn 0.5 percent on qualifying credit card transactions, which, when added together, do not exceed the total of $2,500; and 1 percent on each qualifying credit card transaction after the $2,500 total is reached.
  • Rebate rewards are redeemable in $25 increments. For each $25 earned and if your account is then in good standing, you are eligible to receive a rebate reward in the form of a check, a rebate credit applied to your account, or a deposit made to any checking or savings account at a U.S. financial institution of your choice.
  • Earn an additional 4 percent cash back in bonus rebate rewards on qualifying credit card transactions made after the first $10,000 in qualifying credit card transactions that are posted to your account, up to a maximum amount of $150.

*The cash-back ratio lists the rate or rate of returns offered on transactions.

Bankrate.com examined 54 cash-back cards from 21 of the largest issuers. The survey was conducted April 8-18, 2013. Rewards are subject to change. Check with the institution for the latest information.

 

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