2010 Credit Card Fees study
2010 Credit Card Fees Study
credit cards
First PREMIER Bank Centennial Card

2010 Credit Card Fees Study » Survey results » First PREMIER Bank Centennial Card

First PREMIER Bank Centennial Card
APR fixed /variableAnnual feeOverlimit feeLate feeInactivity fee
Fixed$75$0Balances up to or equal to $500 = $29; balance more than $500 = $35.$0, but there are fees that will be billed on a monthly basis so there will always be "activity."
Service fees:
  • Returned payment/check: $25
  • Overdraft: Not offered
  • Card replacement: $0
  • Additional card fee: Fee of $29 imposed annually for each additional card.
  • Autodraft fee: There is an $11 fee for each expedited payment completed through an autodraft service they provide if the payment is completed with the assistance of a live representative.
  • Credit limit increase fee: 50% of the amount of the credit limit increase will be assessed to credit account.
  • Copying fee: $3 for each copy they provide.
  • Internet access fee: $3.95 for Internet access. This is a one-time fee, which will only be assessed after cardholder has agreed to this service.
  • Reinstatement fee: If cardholder asks to reopen closed, revoked, suspended or blocked credit account, and they do so, cardholder agrees to pay a reinstatement fee of $25. This fee will not be billed to reinstatement requests made in the first 12 months credit account is open.
  • Wire transfer fee: $5 per transaction.
  • Processing fee: One-time $95 fee.
  • Account maintenance fee on closed accounts: $36 annually ($3 per month on closed credit accounts with an outstanding balance of $20 or more).
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