credit cards

Discover Motiva Card

Credit Cards » Credit Card Rewards Survey » Discover Motiva Card

Bankrate's 2013 Credit Card Cash-Back Rewards Survey included the Discover Motiva Card. With the Discover Motiva Card, rewards can be redeemed via direct deposit or statement credit.

Discover Motiva Card

Annual fee$0
Intro bonusNone
Reward formula

Get 5% of your interest charges cash back automatically each month you make an on-time payment.

Earn 0.25% cash back on your first $3,000 in annual purchases and on all warehouse purchases made at warehouse clubs, wholesale distributors, discount stores and their affiliates. Earn 1% on purchases over $3,000.

Cash-back ratio*0.25% up to $3,000, 1% thereafter
Expiration period on rewardsNone
Intro purchase APR0%
Intro purchase APR length14 months
APR10.99%-22.99%
Notes:
  • Each time you pay at least the minimum payment due by the payment due date for each billing period in which there is a required payment, you may earn an additional cash-back bonus. Your additional cash-back bonus will be an amount equal to 5 percent of the interest charges shown on your next billing statement in the interest charge calculation section. The interest charges will depend on your current balance, APRs and payments. Also, earn a 0.25 percent cash-back bonus on your first $3,000 in annual purchases and on all warehouse purchases made at warehouse clubs, wholesale distributors, discount stores and their affiliates. Earn 1 percent on purchases more than $3,000. Warehouse purchases do not count toward your first $3,000.
  • Redeem as direct deposit (any bank) or statement credit. Minimum redemption is $50, and then in $50 increments after that.

*The cash-back ratio lists the rate or rate of returns offered on transactions.

Bankrate.com examined 54 cash-back cards from 21 of the largest issuers. The survey was conducted April 8-18, 2013. Rewards are subject to change. Check with the institution for the latest information.

 

advertisement

Show Bankrate's community sharing policy
Advertiser Disclosure
Advertiser Disclosure

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. This table does not include all companies or all available products.

          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.77%  0.06 15.71%
Cash Back Cards 16.48%  0.07 16.41%
Low Interest Cards 10.96%  0.10 10.86%
 
Search
advertisement
CARDS WEEKLY NEWSLETTER
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.

advertisement

Credit Card Blog

Jeanine Skowronski

Data Breach Alert: Home Depot

The retailer is looking into possible data breach of consumers' credit and debit card information.  ... Read more

Partner Center
advertisement

Connect with us