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2009 Gift Card Study
credit cards
Discover gift card

Select:
Discover
TermsDiscover
Monetary unitsClassic card: $25 to $3,000. Dining card: $50 to $500. Thank you card: $25 to $100. Congratulations card: $25 to $500.
DeliveryClassic and special occasions: $7.95 standard shipping; $12.95 2nd-day; $15.95 next-day.
FeesClassic Card: $3.95 plus shipping and handling. Special occasions: $4.95 to $6.95, plus shipping and handling. No monthly fees.
ExpirationNone. There is a "valid thru" date indicated on the front of the gift card which is required to ensure that the gift card can be used at merchants that request and/or require customers to provide a plastic expiration date during the transaction process. You may not use the gift card after the "valid thru" date, but can request a replacement gift card, free of charge.
RedeemableEverywhere Discover cards are accepted in U.S., Puerto Rico and the U.S. Virgin Islands.
NotesGift cards cannot be shipped to the states of Conn., Hawaii, N.H. and Vt. Specialty cards available. Web site has a search option (by city and state or ZIP code) to find a location to purchase gift cards in person. No e-card available.

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Credit Card Averages
Product Rate
Balance Transfer Cards 16.00%
Cash Back Cards 16.34%
Low Interest Cards 10.93%
Rewards Cards 15.80%
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Another study shows the imperfection of credit reporting. Almost 1 in 4 encountered problems with their credit reports.
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