Lack of a credit history can make it hard to get a
credit card. Here you’ll learn ways to build a good credit history
that will open the credit door.
Life without credit can be difficult. These days your credit is
checked by potential employers, landlords, even the phone company.
In this chapter, we’ll show how to get your first credit card, why
credit cards for students aren’t all bad — and which are the best
for their needs, and how to repair your damaged credit by using
other types of credit carefully.
What you can expect to learn from this
first credit card
Lots of people have no credit history so they can’t get a credit
card. A secured card or oil company card might help you create a
Credit cards can make college life easier, but students should
still find the best one. Our student credit card survey can
Why a credit
card is useful for students
Despite statistics that the average student leaves college with
lots of debt, there is a good reason to have a card: to establish a
doesn’t mean no credit
There are a number of ways to repair your credit, from paying
non-credit card bills promptly to using a co-signer to getting a