Managing your credit cards can provide great benefits if you do it correctly. Here’s how to keep your credit in tip-top shape.
Keeping your credit rating as high is it can be is a worthwhile goal. The place to start that is with the management of your credit cards. This chapter will show you how to read the monthly statement, how to request a lower rate, the necessary steps to take to transfer a balance or cancel a card, what to do if your card is lost or stolen, and action you should take when you can’t pay the balance or even the minimum.