Credit Card Basics
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Chapter 4: Managing your cards

Managing your credit cards can provide great benefits if you do it correctly. Here's how to keep your credit in tip-top shape.

Keeping your credit rating as high is it can be is a worthwhile goal. The place to start that is with the management of your credit cards. This chapter will show you how to read the monthly statement, how to request a lower rate, the necessary steps to take to transfer a balance or cancel a card, what to do if your card is lost or stolen, and action you should take when you can't pay the balance or even the minimum.

What you can expect to learn from this chapter:



Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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Product Rate Change Last week
Balance Transfer Cards 18.49%  1.50 16.99%
Cash Back Cards 17.01% --0.00 17.01%
Low Interest Cards 12.45%  0.63 11.82%

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