Credit Card Basics
stacked credit cards and money
credit cards
Chapter 4: Managing your cards

Managing your credit cards can provide great benefits if you do it correctly. Here's how to keep your credit in tip-top shape.

Keeping your credit rating as high is it can be is a worthwhile goal. The place to start that is with the management of your credit cards. This chapter will show you how to read the monthly statement, how to request a lower rate, the necessary steps to take to transfer a balance or cancel a card, what to do if your card is lost or stolen, and action you should take when you can't pay the balance or even the minimum.

What you can expect to learn from this chapter:



Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 16.23%  0.01 16.22%
Cash Back Cards 16.55%  0.07 16.48%
Low Interest Cards 11.59%  0.25 11.34%
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.


Credit Card Blog

Sheyna Steiner

US dragged into modern payment era

Soon, consumers get a full-fledged payment revolution with EMV cards. Will fraud decrease?  ... Read more

Partner Center

Connect with us