Credit Card Basics
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Chapter 2: Credit reports and scores

Obtaining your credit report and credit score before you apply for a credit card could get you a better interest rate.

This chapter is all about credit reports and credit scores. It may sound boring and you may be inclined to skip it, but following the steps outlined here could save you some money. We'll show you how to get your free credit report annually, how to interpret the report, how to correct mistakes that you might find, and what your credit score is and how you can improve it.

What can you expect to learn from this chapter:

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