Credit Card Basics
stacked credit cards and money
credit cards
Chapter 2: Credit reports and scores

Obtaining your credit report and credit score before you apply for a credit card could get you a better interest rate.

This chapter is all about credit reports and credit scores. It may sound boring and you may be inclined to skip it, but following the steps outlined here could save you some money. We'll show you how to get your free credit report annually, how to interpret the report, how to correct mistakes that you might find, and what your credit score is and how you can improve it.

What can you expect to learn from this chapter:

<< Back to the Credit Card Basics table of contents.


Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 18.49% --0.00 18.49%
Cash Back Cards 17.15%  0.14 17.01%
Low Interest Cards 12.45% --0.00 12.45%

Credit Card Blog

Mike Cetera

What’s the most popular way to pay?

A new survey of 3,000 adults in the U.S. and Canada finds a higher percentage of people use cash weekly than credit or debit cards.  ... Read more

Connect with us