are one of the largest sources of debt in this country. Finding the
best one to fit your needs will help you manage yours.
By learning how to shop for a credit card and what are the
benefits — and drawbacks — of different ones, you’ll be able to
find the best deal. In this chapter, you can use our credit card
search engine to begin your search. Then consider your lifestyle
and your paying habits to figure out what type of card you need.
Finally, we explain all of the fine print, as well as scams to
beware of, so you can be sure you know what you’re getting
What can you expect to learn from this
Finding the card
for your lifestyle
There are many different cards to choose from, and using our credit
card search engine can help you find the best one for you.
Key questions to
ask before signing up
This list will guide you to choose the right card in the beginning
— so there are no surprises in the end.
How do you plan
The balance on your card is calculated in different ways, and how
you plan to pay that balance will determine what type of card you
Read the fine
APR, payment allocation,
grace period — these are some of the very important things you will
find buried in the fine print.
Cards on the
You may be able to find a good deal on a card on the Internet, but
you still need to answer specific questions. These are the ones to
We outline three of the most common ways people can get duped.