Barclaycard Rewards (good credit)
Bankrate's 2013 Credit Card Cash-Back Rewards Survey included the Barclaycard Rewards.
With the Barclaycard Rewards, rewards points can be used to pay yourself back as a statement credit for purchases made within the last 90 days, or they can be redeemed for a cash-back statement credit, redeemed for gift cards or redeemed for merchandise.
|Intro bonus||Receive 2,500 bonus points after your first purchase.|
|Reward formula||Earn 2 points per $1 on gas, groceries, and utilities, and 1 point for every $1 spent on everything else.|
|Cash-back ratio*||1% (2% on gas, groceries, utilities)|
|Expiration period on rewards||None|
|Intro purchase APR||0%|
|Intro purchase APR length||6 months|
- You can use your points to: (a) pay yourself back as a statement credit for purchases made within the last 90 days, (b) redeem for a cash-back statement credit, (c) redeem for gift cards or (d) redeem for merchandise.
- Minimum redemption: $25, which equals 2,500 points and increases accordingly. Point redemption values may be different for merchandise or gift cards depending upon merchant requirements.
*The cash-back ratio lists the rate or rate of returns offered on transactions.
Bankrate.com examined 54 cash-back cards from 21 of the largest issuers. The survey was conducted April 8-18, 2013. Rewards are subject to change. Check with the institution for the latest information.