Follow Us: Google+
 
Bankrate.com

credit cards

9 questions before choosing a credit card

How do you protect against credit card fraud?
Next
9 of 10
Back
How can I get off the hook as a co-signer?

Federal regulations limit your liability for unauthorized credit card charges to $50. Many issuers cap losses at zero dollars, provided you follow a few rules. So find out how the card would handle charges you didn't make, says McClary.

Also, does the issuer monitor usage and shut down the card if it sees out-of-the-ordinary charges or spending locations? That feature can be great if you always use the card for the same types of purchases in the same geographic area, but cumbersome if you're getting the card for travel.


 

 

advertisement

Show Bankrate's community sharing policy
            Connect with us
Compare Credit Card Rates



advertisement
Most Read
  1. 10 ways to turn off a homebuyer
  2. 7 cars for budget-minded retirees
  3. No more Social Security at 62?
  4. Danny Bonaduce's home for rent
  5. Naughty things credit card won't buy
  6. 6 must-haves for your next home
  7. Chrysler refuses 2.7M car recall
  8. Drew Barrymore's house for sale
  9. Track unclaimed insurance money
  10. 5 frugal ways to expand living space
Credit Card Averages
Product Rate
Balance Transfer Cards 15.99%
Cash Back Cards 16.34%
Low Interest Cards 10.93%
Rewards Cards 15.79%
Compare rates:
 

A little research could save you BIG on interest.

Don't have time? Our rate-tracker tool saves you time and money. Delivered Thursdays.
 
advertisement
Another study shows the imperfection of credit reporting. Almost 1 in 4 encountered problems with their credit reports.
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.