credit cards

9 questions before choosing a credit card

Credit Cards » 9 Questions Before Choosing A Credit Card
How does this card compare to other options?
Next
3 of 10
Back
How does this card compare to other options?

If you're shopping for a card, chances are you're comparing card terms. But if an issuer sends you an offer, it's tempting to apply and see what you get.

The problem: That low-hanging fruit might not be the best option for you.

"It's really difficult to pick one (in isolation)," says Kelly Rogers, chief development officer for the Consumer Credit Counseling Service of Orange County and adjunct faculty at Chapman University. "If someone just shows you one car, how do you know if it's the right car for you?"

Her advice: Do a side-by-side comparison of several different cards before you apply.

Don't be afraid to plug the card name, "complaints" and "customer service" into your favorite search engine. "I go through and see who has the least amount of complaints and issues," says Rogers.


 

 

advertisement

Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.80% --0.00 15.80%
Cash Back Cards 16.42% --0.00 16.42%
Low Interest Cards 11.09% --0.00 11.09%
 
Search
advertisement
CREDIT CARDS WEEKLY NEWSLETTER
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.

advertisement

Credit Card Blog

Jeanine Skowronski

US credit cards to work in Cuba

The U.S. is moving to normalize relations with the nation for the first time since 1961.  ... Read more

Partner Center
advertisement

Connect with us