How to read a credit report
Your credit report is a detailed record of your credit history and the accuracy of those details is important. Here’s what to look for when reviewing your credit report.
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
Your credit report is a detailed record of your credit history and the accuracy of those details is important. Here’s what to look for when reviewing your credit report.
A credit score of 700 may not allow you to fill your wallet with high rewards credit cards named after precious metals and gems, but you’re well on your way if you keep building good credit habits.
Even though they don’t impact your credit utilization, charge cards still impact your credit.
Learn how to check your business credit score, including paid and free options.
Learn about balance transfers with Amex and which cards include intro APR offers.
You can transfer a balance to a Capital One card in a few easy steps.
A look into what impacts your credit score, plus what credit score you need to qualify for different types of credit cards.
You may not need an SSN to access credit if you have a credit file or an ITIN.
Depending on why it’s low, it can take months or even years to raise your credit score.
Equifax, Experian and TransUnion are the three major credit bureaus.
Learn more about credit card default and what to do if you find yourself in that situation.
Earning an 800 credit score means you’ve done everything you need to do to prove that you are a creditworthy consumer.
Getting your first credit cards is one of the most important steps toward building strong credit.
It’s critical to keep your credit utilization ratio low, but how low is often a mystery to consumers.
This critical 3-digit number can open—or close—doors to great interest rates.
Credit scores can benefit from the activity reported from an authorized user.
Closing a card can increase your credit utilization, which can hurt your score.
Paying your credit card bill early can lower your credit utilization and help you avoid late payments.
In most cases, your credit needs to fall in the “good” to “excellent” range.