Scotty McCreery © s_bukley/Shutterstock.com
Student credit card
Scotty McCreery, winner of American Idol's 10th season in 2011, would probably get enough offers for student credit cards to make him sing.
McCreery, whose debut single "I Love You This Big" was certified gold, is attending NC State University in Raleigh, North Carolina, close to his hometown. Typically, student cards come with higher fees and interest rates, but they also have lower limits. So if McCreery were to pick one of those offers, he'd probably have only enough credit to buy milk and a few other essentials. He might find himself wishing for a card that offered something more.
If McCreery, who turned 21 Oct. 9, were younger, he might also have to check with his mom before getting a student card because issuers may require a co-signer for applicants under 21 years of age. But if his mom said no, another popular option for someone under 21 with proof of income is to sign up for a secured card. McCreery, whose hits include "Forget to Forget You," will want to make sure to remember to pay his credit card bills.