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6 ways credit card rewards work for you

Gift cards offer more bang
3 of 8
Gift cards offer more bang

Gift cards are becoming a key way to deliver rewards, Paterson says.

First, they're convenient to use, especially if you often use specific stores. And second, some issuers partner with merchants to give you special offers that may slice another 10 percent to 20 percent off a product's price.

"That's a win for everyone, especially if it's a store you use a lot," he says.

The bottom line is that gift cards can be an easy way to stretch your rewards points even further.




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Product Rate Change Last week
Balance Transfer Cards 15.77%  0.06 15.71%
Cash Back Cards 16.48%  0.07 16.41%
Low Interest Cards 10.96%  0.10 10.86%
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