credit cards

Tips for using credit cards while traveling

Credit Cards » Tips For Using Credit Cards While Traveling

Ask questions before you leave
Ask questions before you leave © Goodluz/

Ask questions before you leave

Will your card work where you're going? And is it commonly accepted?

Don't just ask card-issuer customer service. Before you leave, also talk with your travel agent (if you have one) and your hotel, innkeeper or concierge, too.

Make sure to ask if you can get by with magnetic stripe cards or if the area is predominantly chip-and-PIN territory, Ridout says.

Especially in Europe, you can still use mag-stripe cards, says Feddis. But some places -- like small, independent stores or automated kiosks that dispense tickets for transportation, museums and shows -- often accept only chip-and-PIN cards, she says.

Once you know what's accepted, if you decide you'd like a chip-and-PIN card, "you may want to find out if your bank has it or can issue it," says Ridout.

Bonus travel tip: Even if you primarily use one card at home, it can help to take more than one on a trip, especially from different issuers, says Tiffany. "Not every card is universally accepted." Plus, if one card inadvertently cuts you off or suspends privileges, you have a backup.


Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 16.35% --0.00 16.35%
Cash Back Cards 16.69% --0.00 16.69%
Low Interest Cards 12.02% --0.00 12.02%

Credit Card Blog

Mitch Strohm

Credit card rates for Monday, July 25

It's a good time to be in the market for some new plastic.  ... Read more

Connect with us