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Tips for using credit cards while traveling

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6. Ask questions before you leave
Ask questions before you leave © Goodluz/Shutterstock.com

6. Ask questions before you leave

Will your card work where you're going? And is it commonly accepted?

Don't just ask card-issuer customer service. Before you leave, also talk with your travel agent (if you have one) and your hotel, innkeeper or concierge, too.

If you're still using magnetic stripe cards, find out if you'll be able to get by, or if the area is predominantly chip-and-PIN territory, Ridout says.

Bonus travel tip: Even if you primarily use one card at home, it can help to take more than one on a trip, especially from different issuers, says Tiffany. "Not every card is universally accepted." Plus, if one card inadvertently cuts you off or suspends privileges, you have a backup.

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Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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