credit cards

6 hidden credit card perks that can save you cash

Price protection
Price protection © kurhan/Shutterstock.com

Price protection

Some, but not all, credit cards will refund you the difference on a new purchase if you later find another merchant selling the same item at a lower price.

If this is a perk you absolutely must have, seek out a credit card that offers this benefit.

  • Chase: Offered on eligible cards. Valid within 90 dates of the date of purchase. Benefit of $500 per item and $2,500 annually per account. Benefit of $50 per item and $150 per year on advertisements of cash-only, close-out, liquidation and going-out-of-business sales. Excluded items include cellphone service agreements, refurbished items and items purchased outside the U.S.
  • Citi: Offered on U.S.-issued cards. Valid within 60 days of purchase. Benefit is limited to $500 per item and $2,500 annually per account. Excluded items include tickets, products that can spoil or be consumed and jewelry (except watches).
  • Discover: Offered on all cards. Valid within 90 days of purchase. Benefit is limited to $500 per item and $2,500 annually per account. Excluded items include motorized vehicles, jewelry, gift cards and travel or travel-related services.
  • MasterCard: Offered on all cards. Valid within 60 days of purchase. Benefit is limited to $250 per item and 4 claims annually per account. Excluded items include those "purchased from an internet site whose primary purpose is not the sale of the item or related items," art, professional services and pets.

RATE SEARCH: Find a credit card that suits your needs at Bankrate.com.

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Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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