Understanding the new credit card rules
Credit cards on keyboard
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5 new rights for credit card users

Rate hike reversal with on-time payments
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Writing a check to pay credit card bill

The CARD Act permits card issuers to raise your interest rate if your account becomes 60 days delinquent. Yet the law includes a reward for good behavior. Pay your bill on time for the next six billing cycles and the rate increase must be terminated.




Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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Product Rate Change Last week
Balance Transfer Cards 18.49% --0.00 18.49%
Cash Back Cards 17.40% --0.00 17.40%
Low Interest Cards 12.52%  0.01 12.51%

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The best Chase credit cards: Top picks

The best Chase credit cards come with top-notch rewards, big bonus opportunities and long introductory 0 percent APR periods.  ... Read more

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