BBVA Compass Optimizer
16.24% $40 $0 $500
The credit limit is not equal to the deposit ($500 to $25,000; 90% of deposit will be the credit limit, plus additional deposits in $100 increments). No other fees. Reports to all three agencies. The secured deposit is refunded when the account no longer has a hold, and then it can be closed and funds withdrawn. The interest is paid at 0.10%.
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