2009 Gift Card Study
Blue background with 2 red cards reading "gift card $50" stacked on one another
credit cards
2009 Gift Card Study results

Bankrate surveyed gift cards from American Express, Discover, MasterCard and Visa, 22 of the largest retailers and the three largest restaurant chain operators, for a total of 29 cards.

To see the details for each gift card, click on the name of the issuer.

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Open-loop cards
Issuer
Free shipping?Purchase fees?Can expire?Buy now
American ExpressNoYesNoPurchase
DiscoverYesYesNoPurchase
MasterCardN/AYesNoPurchase
VisaNoYesNoPurchase
Retailers
Issuer
Free shipping?Purchase fees?Can expire?Buy now
Amazon.comYesNoNoPurchase
Barnes & NobleNoNoNoPurchase
Bed Bath & BeyondYesNoNoPurchase
Best BuyYesNoNoPurchase
BordersYesNoNoPurchase
CostcoNoNoNoPurchase
CVSYesNoNoPurchase
Dillard'sYesNoNoPurchase
eBayNoNoNoPurchase
Gap, Banana Republic, Old NavyYesNoNoPurchase
Home DepotYesNoNoPurchase
iTunesYesNoNoPurchase
Kohl'sYesNoNoPurchase
Lowe'sYesNoNoPurchase
Macy'sYesNoNoPurchase
Marshalls, T.J. MaxxYesNoNoPurchase
J.C. PenneyYesNoNoPurchase
SearsYesNoNoPurchase
StarbucksYesNoNoPurchase
TargetNoNoNoPurchase
WalgreensYesNoNoPurchase
WalmartNoNoNoPurchase
Restaurants
Issuer
Free shipping?Purchase fees?Can expire?Buy now
Darden Restaurants
Red Lobster, Olive Garden, Longhorn Steakhouse, Seasons 52, Bahama Breeze, The Capital Grille
YesNoNoPurchase
OSI Restaurant Partners
Outback, Carrabba's, Bonefish Grill, Fleming's, Roy's
NoNoNoPurchase
Yum Brands
KFC, Long John Silver's, Taco Bell, Pizza Hut
YesNoNoPurchase

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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Balance Transfer Cards 16.42%  0.01 16.41%
Cash Back Cards 16.84%  0.14 16.70%
Low Interest Cards 12.06%  0.20 11.86%
 
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