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2009 Gift Card Study
credit cards
2009 Gift Card Study results

Bankrate surveyed gift cards from American Express, Discover, MasterCard and Visa, 22 of the largest retailers and the three largest restaurant chain operators, for a total of 29 cards.

To see the details for each gift card, click on the name of the issuer.

Open-loop cards
Issuer
Free shipping?Purchase fees?Can expire?Buy now
American ExpressNoYesNoPurchase
DiscoverYesYesNoPurchase
MasterCardN/AYesNoPurchase
VisaNoYesNoPurchase
Retailers
Restaurants
Issuer
Free shipping?Purchase fees?Can expire?Buy now
Darden Restaurants
Red Lobster, Olive Garden, Longhorn Steakhouse, Seasons 52, Bahama Breeze, The Capital Grille
YesNoNoPurchase
OSI Restaurant Partners
Outback, Carrabba's, Bonefish Grill, Fleming's, Roy's
NoNoNoPurchase
Yum Brands
KFC, Long John Silver's, Taco Bell, Pizza Hut
YesNoNoPurchase

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Credit Card Averages
Product Rate
Balance Transfer Cards 15.92%
Cash Back Cards 16.34%
Low Interest Cards 11.01%
Rewards Cards 15.80%
Compare rates:
 

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