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College timeline for high school seniors

Before college begins

If you need to borrow funds, now is the time to comparison shop for loans. Always max out your federal Stafford loan options first; then price private loans, home equity loans and federal parent PLUS loans to see which offers the best deal. Don't forget that the terms of private loans can change at any time, based on your credit score. This makes them potentially hazardous to your financial health.

Click on the dates in the timeline for full details on what to do during that time period.

College timelineJuly - AugustSeptember - NovemberDecember - JanuaryFebruary - MarchApril - MaySummer before college

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Student Loan Averages
Product Rate +/- Last week
Stafford Loan Rate-in school 3.40%
4.50%
Stafford Loan Rate-after school 6.80%
7.14%
Plus Loan Rate 7.90%
8.50%
$30K home equity loan FICO 6.17%
6.19%
View rates in your area:
Don Taylorcollege
Don't learn the hard way: A co-signed student loan spells trouble when the student reneges.
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