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2014 high-yield checking: West Texas National Bank

Checking » High-Yield Checking » Survey » West Texas National Bank

West Texas National Bank of Midland, Texas, offers 1.26 percent annual percentage yield on its Ultimate Checking, with a high balance cap. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

West Texas National Bank

Location: Midland, TX

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? YAPY: 1.26%APY if conditions not met: 0.10%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $25,000

Notes:

  • Ultimate Checking: Available nationally.
  • Either one direct deposit, automatic debit or bill payment per month is required.
  • E-statements and log in to online banking monthly are required.
  • ATM fees reimbursed up to $20 per month.
  • Balance above $25,000 yields 0.25%.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

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