checking

2014 high-yield checking: The Provident Bank Smart Checking

Checking » High-Yield Checking » Survey » The Provident Bank, Smart Checking

The Provident Bank of Jersey City, New Jersey, offers 1.51 percent annual percentage yield on its Provident Smart Checking, with a middling balance cap. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

The Provident Bank

Location: Jersey City, NJ

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? NAPY: 1.51%APY if conditions not met: 0.05%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $15,000

Notes:

  • Provident Smart Checking: Available only in New Jersey.
  • Either one direct deposit or automatic payment per month is required. E-statements required. 
  • All ATM fees reimbursed if qualifications are met.
  • Balance above $15,000 yields 0.50%.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

advertisement

Show Bankrate's community sharing policy
          Connect with us
advertisement
CD & INVESTING NEWSLETTER

Learn the latest trends that will help grow your portfolio, plus tips on investing strategies. Delivered weekly.

advertisement

Blog

Allison Ross

Banks’ Web security full of holes?

That little lock icon on your bank's website may be easy for hackers to pick, according to two recent reports.  ... Read more

Partner Center
advertisement

Connect with us