2014 high-yield checking: The Bank of Fayetteville

Checking » High-Yield Checking » Survey » The Bank of Fayetteville

The Bank of Fayetteville in Arkansas offers only a 1 percent annual percentage yield on its Smart Checking and is open only to residents of certain counties in Oklahoma and Arkansas. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

The Bank of Fayetteville

Location: Fayetteville, AR

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? NAPY: 1%APY if conditions not met: 0.10%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $15,000


  • Smart Checking: Available only to residents of Delaware and Adair counties in Oklahoma and Benton, Washington, Carol and Madison counties in Arkansas.
  • Either one direct deposit or automatic payment per month is required. Receive and review e-statements monthly.
  • ATM fees reimbursed up to $25 per month.
  • Balance above $15,000 yields 0.10%.

*See notes section for more details. canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.



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