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2014 high-yield checking: The State Bank of Toledo

Checking » High-Yield Checking » Survey » The State Bank of Toledo

The State Bank of Toledo of Toledo, Iowa, offers only 1 percent annual percentage yield on its Hometown Rewards Checking, but it has a high balance cap. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

State Bank of Toledo

Location: Toledo, IA

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? YAPY: 1%APY if conditions not met: 0.15%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $25,000

Notes:

  • Hometown Rewards Checking: Available nationally.
  • Either one direct deposit or auto debit is required monthly.
  • Log in to online banking once per banking cycle and receive e-statements.
  • ATM fees reimbursed up to $25 per month.
  • Balance above $25,000 earns 0.15%.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

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