2014 high-yield checking: Provident Credit Union

Checking » High-Yield Checking » Credit Unions » Provident Credit Union

California-based Provident Credit Union offers 1.76 percent annual percentage yield on its Super Reward Checking but zero percent if balance qualifications aren't met. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Provident Credit Union

Location: Redwood City, CA

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? NAPY: 1.76%APY if conditions not met: 0%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $25,000


  • Super Rewards Checking: Available only to credit union area or to participating companies and union groups.
  • Either one direct deposit or automatic credit/payment is required per month. E-statements required.
  • ATM fees reimbursed up to $2.50 per transaction.
  • Balance above $25,000 yields 0.11%.

*See notes section for more details. canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.



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